Revolut Business hits £4.5bn revenue with customer-focused banking innovations

Revolut Business recorded £4.5 billion in revenue for fiscal year 2025, making up 16% of the fintech’s total income while handling £277 billion in transaction volume. This growth reflects its dominant position in corporate banking, driven by a focus on addressing specific business challenges rather than following market trends, according to James Gibson, head of Revolut Business.

The UK serves as Revolut’s main market, where product development begins before global expansion.

“What’s more important is really solving a customer problem and ensuring that the products that we produce are what customers need. That’s really what most of our time goes into,” Gibson said. “The ‘wow’ elements on top of that – like a really cool card or some magic in the app, are things that we look to kind of sprinkle across all our products, but we don’t go in saying that’s the objective.” This approach applies across Revolut Business offerings, which bundle essential functions, currency exchange, payments, and spend analytics, into a unified platform. This consolidated model aligns with broader industry trends, where businesses now demand integrated solutions after years of fragmented tools.

Titan card’s productivity-first perks redefine corporate travel

The card includes perks like an eSIM plan (partnered with Perplexity and The Economist) and a rewards system focused on productivity rather than spending alone. Gibson pointed out that more than 80% of businesses are looking to or expecting to increase their spend on travel over the coming year, creating demand for tools like global internet access through eSIMs. “What we allow our customers to do is a business can sign up all of its employees onto our eSIM and then everyone has full access to the internet globally for as much as they need,” he said, positioning the product as a tool for operational efficiency.

Revolut’s expansion into Chinese yuan payments and automated treasury tools demonstrates its commitment to addressing unmet financial needs. Gibson emphasized that innovation at the company stems from hiring builders rather than operators, and prioritizing product development over growth metrics alone. He noted that CEO Nik Storonsky’s involvement keeps the company focused on fresh ideas, while maintaining a “day one” mindset for new hires. “There’s just so much white space out there that we want to go and fill. That’s what keeps us motivated,” Gibson said.

The card’s eSIM integration, for example, was driven by connectivity challenges faced by businesses traveling abroad. The eSIM partnership with Perplexity and The Economist was not merely about luxury but about enabling productivity.

Automated treasury and yuan payments fill critical gaps

Revolut’s next major focus is treasury solutions, an area Gibson describes as a continuous priority. The company is expanding tools to help businesses manage investments, savings, and currency holdings more efficiently. While details remain under development, Gibson highlighted growing demand for automated treasury management, particularly among SMEs and mid-market firms lacking dedicated finance teams.

Payments infrastructure is another key area. Revolut has recently added support for Chinese yuan transactions, aligning with rising demand for cross-border payments in Asia. The company is also refining spend management tools that use data analytics to uncover procurement inefficiencies. These tools help businesses track overspending and optimize vendor relationships, a feature increasingly sought as companies adjust budgets amid economic uncertainty.