independence

This course provides practical, ready-to-use solutions to use in your daily life. All solutions may not be equally important for you given your age and priorities, but they will certainly be relevant to you at some point in your life. Foundations in Personal Finance is designed as a semester-long course with stand-alone chapters. Be confident that what you’re teaching will make a difference that lasts a lifetime. Customize the module to fit your brand or user preferences, including which financial institutions show up first. Why people are making TikToks of themselves stuffing cash into envelopes, like Granny used to do –…

While you can certainly build a financial plan, a financial pro can help ensure that your plan covers all the essentials. One way to get this done is to review your checking account and credit card statements. Collectively, they should provide a fairly complete history of your income and spending in a wide range of spending categories. Documenting your personal cash flow will help you determine how much you need every month for necessities, how much is available for saving and investing, and where you can cut back on spending. Financial planning also means looking out for your future needs,…