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They often offer a wide array of services and products, including financial and retirement planning, investing and tax advice and regular portfolio updates. But they can charge substantial fees and transaction costs that can erode long-term investment gains. With full-service investment firms, trading costs are often more accurately described as management fees. Certain types of trades or investments may have a set commission, typically ranging higher than the per-trade commission costs available from discount brokers. Investment Strategy: Ways to Invest and Factors to ConsiderA brokerage fee is charged by the stock broker that holds your account. Brokerage fees include…